Full-Spectrum FMO • Nationwide Contracts

The FMO Built for
Producers.

A nationwide platform with the full product portfolio, real support, and the room to grow that ambitious agents and agencies need to build something lasting.

Full Spectrum
Product Portfolio
All 50 States
Nationwide Contracts
Every Friday
Weekly Commission Payouts

Why Agents Choose PIV.

A platform engineered for producers — with the contracts, payouts, and support that let you focus on writing business and building your book.

Full Product Portfolio

ACA, Medicare, Life, Final Expense, STM, Supplemental, Dental, Vision, Annuities and more. One platform, every line of business.

Nationwide Carrier Access

Contracts with most major carriers across all 50 states. Write what your clients need, wherever they are.

Fast Contracting

Most agents are writing within 5 business days. ACA and Life carriers may take up to 30 days — start with your preferred carriers immediately.

Weekly Disbursements

Qualifying products pay commissions every Friday. No waiting months to see your earnings.

Real Support Team

PIV provides dedicated customer service for agents on our Standard plan. You focus on selling — we handle the rest.

Room to Grow

Build your own downline. Bring your own agencies. PIV actively supports and encourages your expansion.

One Platform. Every Line of Business.

PIV holds contracts with most major carriers nationwide across all lines of business. Whether your clients need ACA coverage, life protection, or Medicare solutions — we have the contracts you need.

01 /

ACA / Marketplace

02 /

Medicare

03 /

Final Expense

04 /

Term & Whole Life

05 /

Short-Term Medical

06 /

Supplemental Health

07 /

Dental & Vision

08 /

Hospital Indemnity

09 /

Annuities

10 /

SHS Wellness

Producers Who Partner With PIV.

Real feedback from the agents and agencies building their businesses on the PIV platform.

"

Switching to PIV was the best move for my agency. The support team actually picks up the phone.

M.R.Agency Partner — Texas
"

I was writing within a week. The contracting process was smooth and the product portfolio is everything I need.

D.L.Agent Partner — Florida
"

PIV doesn't just give you contracts — they give you a platform to actually build something.

J.K.Agency Partner — Georgia

Getting Started is Simple.

Three steps from interest to writing business. We move fast so you can move faster.

01

Apply

Fill out our quick contracting intake form. Takes 5 minutes — nothing complicated, no surprises.

02

Get Appointed

We fast-track your carrier appointments. Most agents are writing within 5 business days.

03

Start Earning

Access your full product portfolio and start building your book immediately.

Ready to Build With PIV?

Whether you're an independent agent looking for better contracts or an agency ready to grow — we want to hear from you.

Get Contracted